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<channel>
	<title>Get Up Get Out</title>
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	<link>http://www.baysf.org</link>
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		<title>Family Friendly Travel Destinations</title>
		<link>http://www.baysf.org/family-friendly-travel-destinations/</link>
		<comments>http://www.baysf.org/family-friendly-travel-destinations/#comments</comments>
		<pubDate>Sat, 02 Jul 2011 10:16:23 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Family-friendliness]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=50</guid>
		<description><![CDATA[Image via Wikipedia Planning a Family Vacation Family vacations are a great way for families to spend time together and make lasting memories but deciding where to go and coming up with a destination that everyone will enjoy may take some extra planning. There are some places that are bound to please everyone and offer [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; float: right; width: 310px;"><a href="http://commons.wikipedia.org/wiki/File:Palm_tree_symbol.svg"><img style="border: medium none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/0b/Palm_tree_symbol.svg/300px-Palm_tree_symbol.svg.png" alt="A symbol depicting a palm tree." width="300" height="246" /></a></p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Palm_tree_symbol.svg">Wikipedia</a></p>
</div>
<h3>Planning a Family Vacation</h3>
<p>Family vacations are a great way for families to spend time together and make lasting memories but deciding where to go and coming up with a destination that everyone will enjoy may take some extra planning. There are some places that are bound to please everyone and offer activities that family members of all ages will enjoy. Here is a look at some family friendly travel destinations.</p>
<h3>Take a Cruise</h3>
<p>Cruises are not only a good choice for families but they are also a good pick for those who are trying to plan a <a href="http://www.tripbase.com/blog/best-family-vacation-destinations-in-the-us/" target="_blank">vacation</a> on a budget. Great deals are found on cruises that travel all around the world. Cruises offer families the chance to travel to new and exciting locations as well as offering a plethora of activities on board the ship itself.</p>
<h3>Visit a Theme Park</h3>
<p>Theme parks are another popular choice for family friendly travel destinations especially for those who are bringing along children. Theme parks offer rides, attractions and some even have their own zoos in the park. Families can enjoy their vacation to a theme park by doing some extra research and planning their vacation during times of the year when it is less busy and less expensive to visit.</p>
<h3>Beach Vacations</h3>
<p>Beaches are also at the top of the list of the most family friendly travel destinations. In addition to swimming in the ocean and relaxing in the sun, there are also fun activities to take part in such as snorkeling, learning to surf and sand castle competitions. A beach vacation can also be a good choice for those who are looking to try a &#8220;staycation&#8221; or take a vacation while staying close to home. This is very convenient for those who have younger children and toddlers.</p>
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		<title>House-boating ? A great way to be Kevin Costner</title>
		<link>http://www.baysf.org/house-boating-a-great-way-to-be-kevin-costner/</link>
		<comments>http://www.baysf.org/house-boating-a-great-way-to-be-kevin-costner/#comments</comments>
		<pubDate>Sat, 04 Jun 2011 15:52:20 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=46</guid>
		<description><![CDATA[Image via Wikipedia Have you thought about spending your vacation in the middle of the sea? If you felt that this proposition is more risky and expensive, then house-boating is for you. You can spend a week in a houseboat. Typically, houseboats ply on lakes. They offer all amenities and are more private, unlike ships. [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="float: right; width: 310px; margin: 1em;"><a href="http://commons.wikipedia.org/wiki/File:Lake_Mead_1.jpg"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/1/17/Lake_Mead_1.jpg/300px-Lake_Mead_1.jpg" alt="Lake Mead National Recreation Area" width="300" height="230" /></a></p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Lake_Mead_1.jpg">Wikipedia</a></p>
</div>
<p>Have you thought about spending your vacation in the middle of the sea? If you felt that this proposition is more risky and expensive, then house-boating is for you. You can spend a week in a houseboat. Typically, houseboats ply on lakes. They offer all amenities and are more private, unlike ships.</p>
<p>Houseboats are a perfect getaway to rekindle the romance in a relationship. You will have a personal maid who will make all arrangements while you are on the boat. The boat will ride the waters in the day, and be docked on the shore at night. You also have the option of stepping out, enjoying the night life, and getting back to the houseboat again.</p>
<p>In the United States, famous lakes like <a href="http://www.travelpod.com/travel-blog-entries/ridethetren/7/1307714179/tpod.html" target="_blank">Lake Powell</a>, Lake Mead, Lake Mohave, and a lot many others have house-boating facilities. If you book them early, you will not need to be on the waiting list. A good time to go house-boating is during the summers. The rainy season might not be a good time, as rising water levels might create unpleasant situations for you on the boat.</p>
<p>Sitting in a houseboat, you can explore great lakes. As you travel across the vast waters, you will encounter spectacular sights. And while doing all this, you will still feel at home. Most house-boating services providers have all the safety precautions in place. Houseboats are tracked with GPS, or any other monitoring device. A centralized system tracks the movements of houseboats all the time.</p>
<p>Experience the magic of being and floating on water. Rekindle the spirit for life as you sail in a comfortable houseboat.</p>
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		<title>Preparations for Traveling Internationally</title>
		<link>http://www.baysf.org/preparations-for-traveling-internationally/</link>
		<comments>http://www.baysf.org/preparations-for-traveling-internationally/#comments</comments>
		<pubDate>Thu, 05 May 2011 07:39:57 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Exchange rate]]></category>
		<category><![CDATA[Passport]]></category>
		<category><![CDATA[United States dollar]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=41</guid>
		<description><![CDATA[&#160; Image via Wikipedia Traveling internationally can be a fun and exciting experience. For those preparing to take their first international vacation, it always pays off to be as prepared as possible. Many issues need to be evaluated beforehand, to make sure the trip is enjoyable and safe. &#160; One of the first things you will [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; float: right; width: 310px;"><a href="http://commons.wikipedia.org/wiki/File:World_Passport_Cover.jpg"><img style="border: medium none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/7/78/World_Passport_Cover.jpg/300px-World_Passport_Cover.jpg" alt="World Passport Cover" width="300" height="417" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:World_Passport_Cover.jpg">Wikipedia</a></p>
</div>
<p><span style="color: #000000; font-family: Arial; font-size: x-small;"><span style="color: #000000; font-family: Arial; font-size: x-small;"><span style="color: #000000; font-family: Arial; font-size: x-small;"> </span></span></span></p>
<div>
<div class="Paper" style="border: medium none; text-align: left; background-color: transparent; color: #000000; overflow: hidden; text-decoration: none;">Traveling  internationally can be a fun and exciting experience. For  those preparing to  take their first international vacation, it always  pays off to be as prepared as  possible. Many issues need to be  evaluated beforehand, to make sure the trip  is enjoyable and safe.</div>
</div>
<p>&nbsp;</p>
<p><span style="color: #000000; font-family: Arial; font-size: x-small;"><span style="color: #000000; font-family: Arial; font-size: x-small;"><span style="color: #000000; font-family: Arial; font-size: x-small;"> </span></span></span></p>
<div>
<div class="Paper" style="border: medium none; text-align: left; background-color: transparent; color: #000000; overflow: hidden; text-decoration: none;">One of the first things you will  need to do is to make sure your passport is up to par. If you don&#8217;t already  have one, you can apply for one at a local post office. Your passport will need  to be kept safe at all times. Without it, you won&#8217;t be able to leave the country  or re-enter it once your<a href="http://travel.state.gov/travel/tips/tips_1232.html" target="_blank"> vacation</a> is over.&nbsp;</p>
<p class="intro">Secondly, it is always a good  idea to research the area you will be vacationing in. Learn as many of the local  customs as possible. Learning a little of the native language is always a good  idea, especially for occasions where purchases are being made or if you find you  are in need of directions. Carrying a small language dictionary with you is a  great idea.</p>
<p class="intro">Knowing beforehand what the  exchange rate is for currency will help you understand the actual price of what  you plan to buy. Many tourist spots in most countries are set up to accept  several different types of currency, especially U.S. dollars and Euro&#8217;s, but it  is still smart to know and fully understand the exchange rates. Although most  business owners are completely honest with their <a href="http://www.buyusa.gov/pittsburgh/965.html" target="_blank">foreign</a> customers, occasionally  one may try to take advantage of an uneducated tourist where sales are  concerned. To avoid this, do research to understand exactly what your money is  worth.</p>
</div>
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<p>&nbsp;</p>
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		<title>Traveling and Vacationing by Motor Home</title>
		<link>http://www.baysf.org/traveling-and-vacationing-by-motor-home/</link>
		<comments>http://www.baysf.org/traveling-and-vacationing-by-motor-home/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 16:54:09 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[Transportation]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Recreational vehicle]]></category>
		<category><![CDATA[Tourism]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=18</guid>
		<description><![CDATA[A great way for the entire family, including pets, to take a vacation together, is to go by motor home. With campgrounds in every state, and attractions to fit your family&#8217;s interests, it is a great way to feel like you are at home while traveling. Whether you own your own, or plan to rent [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_20" class="wp-caption alignleft" style="width: 310px"><a href="http://commons.wikimedia.org/wiki/File:CampgroundTralee.JPG"><img class="size-full wp-image-20" title="CampgroundTralee" src="http://www.baysf.org/wp-content/uploads/2011/04/CampgroundTralee.jpg" alt="" width="300" height="225" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
<p>A great way for the entire family, including pets, to take a vacation  together, is to go by motor home. With campgrounds in every state, and  attractions to fit your family&#8217;s interests, it is a great way to feel  like you are at home while traveling.</p>
<p>Whether you own your own, or plan to rent or buy one for the trip, prepare your vehicle for the trip by checking<strong> <a href="http://rvinsurance.org/" target="_blank">motor home insurance quotes</a></strong>. Once you do these things, you can ensure a safe trip for your family.</p>
<p><strong>Prepare Your Vehicle</strong></p>
<p>Research campgrounds to find ones with full hook-ups, and places to  re-fuel. Be sure to have your vehicle inspected and take care of any  other issues that may ruin your trip once you are on the road.</p>
<p>Be sure all of your motor home <strong><a href="http://www.rvbg.com/" target="_blank">registration and insurance</a></strong> papers are up to date, and keep them handy in case you require additional information on the road.</p>
<p><strong>Pack Your Vehicle</strong></p>
<p>Once you&#8217;ve decided on where to go and what to do, plan to pack  enough food, any medications, and anything your family cannot do  without, while traveling. Decide on whether you will dine out or eat at  home while on the road. Do not forget all of the family pets&#8217; food and  supplies, if you are bringing them along.</p>
<p>It is essential to bring all the necessities your family will need to  enjoy the vacation. Plan for travel to warmer or colder climates, and  prepare for all types of weather, including inclement. Do not over pack  but plan for everything. Once you have done these things, pack up the  family and go.<strong><br />
</strong></p>
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		<title>Business Loan Qualifications</title>
		<link>http://www.baysf.org/business-loan-qualifications/</link>
		<comments>http://www.baysf.org/business-loan-qualifications/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 15:19:11 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=37</guid>
		<description><![CDATA[While there are different financing options like credit cards, equity loans and bank loans available, not every business owner will qualify for every type of loan. Credit scores, business structure, and how much capital the business has all play a role in whether or not certain types of financing is available to small business owners. [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">While there are different financing options like credit cards, equity loans and bank loans available, not every business owner will qualify for every type of loan. Credit scores, business structure, and how much capital the business has all play a role in whether or not certain types of financing is available to small business owners.</p>
<p style="text-align: justify;">If you are looking into getting small business funding here are some things you should research before applying.</p>
<div style="text-align: justify;">
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 310px"><a href="http://commons.wikipedia.org/wiki/File:Credit-cards.jpg"><img title="Credit cards" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4f/Credit-cards.jpg/300px-Credit-cards.jpg" alt="Credit cards" width="300" height="225" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
</div>
</div>
<h3 style="text-align: justify;">Credit Scores</h3>
<p style="text-align: justify;">Your personal credit score will determine what type of business funding is available to you. Credit cards, <a href="http://www.acecashexpress.com/payday-loans.aspx" target="_blank">payday loans</a> and bank loans all use credit score to determine if a loan can be made available and how much money will be offered to the business owner.</p>
<p style="text-align: justify;">You can find out what your credit score is by pulling up an extensive credit report, which will outline your credit history and credit score. Researching your credit score will help you understand what type of loans are available to you and how much you might be able to receive from the lender.</p>
<h3 style="text-align: justify;">Requirements for Loan Process</h3>
<p style="text-align: justify;">Every loan processor requires a different process that the business owner must undergo to receive a loan. Some might require a business plan, while others require a certain amount of existing <a href="http://www.ehow.com/how_5094718_calculate-capital-expenditure.html" target="_blank">capital</a>. Before applying for any type of loan you need to research what information the loan processor requires. By doing so, you will have the necessary information available to apply for the loan and the process will be smoother.</p>
<p style="text-align: justify;">&nbsp;</p>
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		<title>Peace of Mind with a Vacation Budget</title>
		<link>http://www.baysf.org/peace-of-mind-with-a-vacation-budget/</link>
		<comments>http://www.baysf.org/peace-of-mind-with-a-vacation-budget/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 11:44:47 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Budget]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=26</guid>
		<description><![CDATA[Image courtesy of Wikipedia.org Going on vacation can be a wonderful experience. That having been said, it can be overwhelming as well. It is to your advantage to plan your vacation as much as possible so that you are not left dealing with details while you are trying to enjoy yourself. This goes for budget [...]]]></description>
			<content:encoded><![CDATA[<p><img id="il_fi" style="padding-right: 8px; padding-top: 8px; padding-bottom: 8px;" src="http://geodrinkstudents.wikispaces.com/file/view/palm-trees-1.jpg/60814340/palm-trees-1.jpg" alt="" width="315" height="216" /></p>
<p>Image courtesy of Wikipedia.org</p>
<p>Going on vacation can be a wonderful experience. That having been said, it can be overwhelming as well. It is to your advantage to plan your vacation as much as possible so that you are not left dealing with details while you are trying to enjoy yourself. This goes for budget especially. Making sure that you are staying on a fair budget throughout your trip will save you some heart ache when you return. It is easy to overspend in the heat of the moment when you are on vacation.</p>
<p><strong>Planning Out the Important Parts</strong></p>
<p>Taking some time to plan out some of the bigger parts of your <a href="http://www.1001-vacation-ideas.com/cheap-vacation-spots.html">vacation</a> and implementing them into the vacation budget will go a long way to helping you feel that your vacation is well rounded and enjoyable. It can be tough to go on vacation if you are not able to spend money while you are doing so. With a budget you will be sure to have enough money for those important things you hoped to do while away. It is tough to get to the last day of the trip and find out you do not have enough money left to do the one big important event you wanted to because you overspent.</p>
<p>Take some time to plan your vacation and your <a href="http://www.vacationrentals.com/media/cheap-vacations.htm">vacation budget</a> to save yourself some stress. Like any other aspect of your life it is important that you are able to spend according to your income. Overspending on a vacation is simply not an option in these tight times.</p>
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		<title>Planning a Family Budget</title>
		<link>http://www.baysf.org/planning-a-family-budget/</link>
		<comments>http://www.baysf.org/planning-a-family-budget/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 09:36:41 +0000</pubDate>
		<dc:creator>Audrey Hall</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://www.baysf.org/?p=15</guid>
		<description><![CDATA[Having a budget in place is imperative for today&#8217;s families. This will help to ensure that unexpected costs like medical bills can be covered. This also can be a great way to budget for expected events as well, such as a family vacation. Here is a list of some of the top things families budget [...]]]></description>
			<content:encoded><![CDATA[<p>Having a budget in place is imperative for today&#8217;s families. This will help to ensure that unexpected costs like medical bills can be covered. This also can be a great way to budget for expected events as well, such as a family vacation. Here is a list of some of the top things families budget for:</p>
<ol>
<li>Vacations</li>
<li>Monthly spending money</li>
<li>Savings</li>
<li>Paying off debt</li>
</ol>
<p>These <a href="http://www.paydayone.com/financial-tips.aspx">financial tips</a> take time to plan and to prepare for. If a budget is not in place, many find that they are caught off guard and then cannot pay for the item that is at hand.</p>
<h3>How to Create a Family Budget</h3>
<p>Creating a <a title="family budget" href="http://www.ehow.com/how_2120099_manage-familys-finances.html" target="_blank">family budget</a> does not need to be hard. Some have suggested that saving 10% of your gross income will provide enough of a savings to cover any costs that may arise. With the planning of a vacation, get quotes or find promotions, then save an equal amount per month until the date the vacation is to start. Some of the ways to save your money and earn interest is by opening a savings account. This will allow you to earn money on your money. Some more financial tips include opening CD&#8217;s accounts, or investing.</p>
<p>Many banks offer combination deals where they will open a new checking account, and if opening a new savings account as well, there is a no charge on the accounts. They then set up an automatic withdrawal each month to make your savings goals easier to achieve. This is a great way to save without thinking about saving.</p>
<p>&nbsp;</p>
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